Describe the business or attach your data and get the Excel a CFO spends a week on: assumptions, P&L, cash flow, balance sheet, debt schedule and DSCR, NPV/IRR, tornado and sensitivity tables, dashboard. Plus an explanatory note for the credit committee.
Build the model → Download a sample model (xlsx)Every number is an Excel formula, not an AI output. The balance sheet balances in every period. No result — no charge.
| Metric | 2026 | 2027 | 2028 |
|---|---|---|---|
| Revenue | 28 800 | 34 411 | 41 117 |
| EBITDA | 6 204 | 8 717 | 11 817 |
| Net profit | 2 586 | 4 471 | 6 999 |
| DSCR | 3,63 | 2,62 | 3,44 |
| Balance check | 0 | 0 | 0 |
| NPV @ 22 % | =NPV(rate, CF!D29:H29)+CF!C29 → 16 103 | ||
| Price → NPV = 0 | at a −32 % drop | ||
Fragment of the demo model of a bakery-café: 2 products, a 5-year loan at 21 %. Every cell is a formula (demo in Russian; your model is built in the language of your brief).
The structure credit analysts and investors expect. Yellow cells are inputs; everything else recalculates.
Industries: retail, wholesale, manufacturing, services, agro, construction, HoReCa, logistics, IT/SaaS, medical. Horizon 1–10 years by year, quarter or month.
For commercial directors and purchasing: upload an export from your ERP, marketplace or CRM and learn what to keep in stock, what to order on demand and what to delist.
Sample result (xlsx) · Sample input export
Upload the export →In plain words: products, prices, volumes, cost of sales, rent, headcount, CAPEX, equity and loan. Or attach a file — the figures are taken from it.
In 3–5 minutes — xlsx and docx. Whatever was missing came from the industry template and is listed separately: confirm or correct it in one message.
Send the model back with actuals (“2026 revenue 31M, loan 9M”) — it is rebuilt with the other inputs kept. Banks ask for an up-to-date model; now it takes minutes.
Paid with Konsilito credits — one balance for every service. 1 credit ≈ $0.001. A new account gets 500 welcome credits: the first ABC/XYZ analysis is free.
≈ $1.5 per model: xlsx with formulas + explanatory note. Updates cost the same.
≈ $0.5 per analysis of any export: xlsx with formulas + note. Free with the welcome credits.
If the model or analysis is not produced (missing data, unreadable file) no credits are taken.
A bank checks the links, not the author: formulas, a balancing balance sheet, realistic assumptions, DSCR. The model is built exactly the way a CFO builds it: every calculation is an Excel formula, inputs are highlighted, assumptions are listed in the note. There are no AI-generated numbers in the model — the AI only turns your description into inputs.
Missing inputs come from the industry template (working-capital days, inflation, discount rate, payroll taxes) and are explicitly flagged as defaults. Change the yellow cells — the model recalculates.
xlsx or csv: item, sales amount and month/date (as rows) or month columns. Quantity and margin if available. Without periods only ABC is computed. Sample export.
Yes: a horizon of 1–10 years by year, quarter or month — pick it in the form or say so in the brief.
Files are stored in your Konsilito account and reachable only via your links; your data is not used for training.
Sign in with your Konsilito account. The first ABC/XYZ analysis is covered by the welcome credits.
Financial model → ABC/XYZ analysis →